Lawsuits now stop allot of people from saying yes. Insurance cost me 788 per year and it's well worth it. I throw my insurance at most and the no changes to yes in most cases. It really helps me on allot of my land. Now would i have paid that for 1 or 2 places, NO. But a certain contract i have i had to get it so now i use it to get on allot of other properties. Hang in there man, just keep asking or keeping getting a kick out of them being torn up. All it takes is a gooseneck full and the door open at night and they may have you come in!
j/k