If you save your pennies and pay cash for your cows the bank will not come take them back and you keep the intrest not the bank. If its worth doing its worth waiting for PAY CASH!!!!!. Now i am off my soap box. JMO oh ya i am a big dave ramsey fan.
Amen!
Plus they are probably going to want you to put up your land as collateral.... thats a big HELL NO!