Its funny you bring this up because for some reason I thought about pet insurance policies last week while I was driving. I haven't thought about it or heard someone talk about it in probably 6-7 yrs so I figured pet health insurance had gone away because of the difficulites in underwriting such a risk. I was thinking about how it could be a great way to CYA if a major incident occured but dismissed it because I figured there was no way a hog dog would qualify. I guess I was wrong.
I don't claim to be an expert on these type of policies but I would assume there are some requirements that would eliminate alot of doggers. As an example, most doggers don't take their dogs to a vet for regular upkeep, shots, worming, ect. Instead they do it themselves. I would imagine regular documented vet visits would be required to become a policy holder. If so the added cost of such visits may not make the risk transfer worthwhile. I don't know I'm just rambling.
If obama's health insurance plan is going to cover illegals do you think we can get it to cover our dogs? At least their owners pay taxes.
Julie, is your dogs policy an annual policy? If so, are you subject to premium increases if you file several claims and your dog becomes classified as "high risk"?