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Author Topic: Dave Ramsey Anyone?  (Read 1176 times)
Hog_Hunter_57
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« on: January 28, 2011, 03:22:07 pm »

Has any one done the FPU program if so how did you do?
My wife and i teach it at our church and well some times we get some people that do it and stick with it but others not so much. If you have completed it and have suceeded i would love to hear about it and share it with my class.
I will start
my wife and i have paid off 40K in 2.5 years and now we only owe on the house.
Last year i bought the wife a 03 suburban and paid cash for it and it feels great.


WHEN YOU DON'T OWE ON ANY THING YOU CAN GET MORE DOGS!!!!!!
At least thats what my wife tells me.
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prg2010
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« Reply #1 on: January 28, 2011, 03:55:14 pm »

im not married but my fiance and i have paid off about 25 k in the past year on bills i have had and hers.. i have one cc left i know you r making a face and yes it has put a hurtin on my credit, i was 18 and thought i could spend and spend and thats not reality.. needless to say we have paid off everything except her car and the house i sold my pride and joy (truck) and am going to buy a cheaper one that gets better gas milage and pay CASH!!
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Hog_Hunter_57
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« Reply #2 on: January 28, 2011, 03:57:23 pm »

Amen brother!!!!
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Cutter Bay Kennels
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« Reply #3 on: January 28, 2011, 03:59:15 pm »

We went through it, but never applied it.  I'm too weak.   Embarrassed
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"To me it is not always about the game you caught, but the memories you can't let go of.   Wink  " Josh Farnsworth
dub
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« Reply #4 on: January 28, 2011, 04:11:16 pm »

I used to be a Financial Planner and had many different people walk through the door. The Dave Ramsey is good. Most people pushing books and talking on TV say stuff that really should only be said to certain people. I would recommend Dave Ramsey to anybody with a debt problem or even to reduce debt.
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"...A man who has nothing which he cares more about than he does about his personal safety is a miserable creature who has no chance at being free, unless made and kept so by the exertions of better men than himself..." John Stuart Mill
hogdog05
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« Reply #5 on: January 28, 2011, 06:26:59 pm »

My wife takes care of all our bills.  She just started that thing about two weeks ago.  She claims she is gonna give me a envelope with all the money i can spend in a week.  rollseyes.  I want to pay off debts but gettin into my tradein money, i dont know bout that.
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Brandon Taylor
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dub
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« Reply #6 on: January 28, 2011, 08:31:43 pm »

It may seem odd but it really works. Just do what she says.
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"...A man who has nothing which he cares more about than he does about his personal safety is a miserable creature who has no chance at being free, unless made and kept so by the exertions of better men than himself..." John Stuart Mill
bailey508
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« Reply #7 on: January 28, 2011, 08:48:31 pm »

my wife and i have been through fpu and loved it.....we are still moving way more slowly than we to, but we are moving..
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T-Bob Parker
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« Reply #8 on: January 28, 2011, 09:53:49 pm »

We're not doing the full rice and beans plan but pretty close. November 2009 my wife lost a very high paying job @ a very well known car dealership as the auto industry began to collapse. By January, the company I worked for was nearing bankruptcy and I got laid off. What made it all scarier was the fact that wife was due to give birth to our first child in May. I had been putting off going into ministry for as long as I could out of a hope to earn enough money to be "secure " before submitting to what God had called me too.  Problem is God gets kinda funny about us putting things in front of him. While it was fresh, it was scary but what he taught my wife and I is that the stories of manna from heaven and a prophet on the run being fed by ravens weren't just stories for Sunday school but were the promises of a loving God who will always provide what we need to serve him. I am now working at a pest control company 4 days a week and @ a church 3 days. My wife now has a wonderful job and our baby girl is the cutest girl in Texas! Money is a great thing, don't get me wrong, but I'm happier and have a better marriage now that we know how to put it in its place.

Hope I don't sound to preachy but this subject gets me excited!
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dub
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« Reply #9 on: January 28, 2011, 10:03:23 pm »

We're not doing the full rice and beans plan but pretty close. November 2009 my wife lost a very high paying job @ a very well known car dealership as the auto industry began to collapse. By January, the company I worked for was nearing bankruptcy and I got laid off. What made it all scarier was the fact that wife was due to give birth to our first child in May. I had been putting off going into ministry for as long as I could out of a hope to earn enough money to be "secure " before submitting to what God had called me too.  Problem is God gets kinda funny about us putting things in front of him. While it was fresh, it was scary but what he taught my wife and I is that the stories of manna from heaven and a prophet on the run being fed by ravens weren't just stories for Sunday school but were the promises of a loving God who will always provide what we need to serve him. I am now working at a pest control company 4 days a week and @ a church 3 days. My wife now has a wonderful job and our baby girl is the cutest girl in Texas! Money is a great thing, don't get me wrong, but I'm happier and have a better marriage now that we know how to put it in its place.

Hope I don't sound to preachy but this subject gets me excited!

If you had things in order it would not be faith. I am sorry but you have the second cutest girl in Texas Grin You know I am messing with you. But it is important to remember that eternity is much more important. Thanks for the words of hope.
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"...A man who has nothing which he cares more about than he does about his personal safety is a miserable creature who has no chance at being free, unless made and kept so by the exertions of better men than himself..." John Stuart Mill
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